---
canonical_url: https://lendb.ai/lender/waterstone-mortgage-186434
last_verified: 2026-10-08
---

# Waterstone Mortgage

Company NMLS ID 186434 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/186434)).

Waterstone Mortgage (company NMLS 186434) is an independent mortgage lender. LenDb has not loaded its loan officers yet. Programs listed on its site include Asset-based qualifying, Condo, Construction loan, Down payment assistance and DSCR loan.

## Lending activity (HMDA)

Funded 7,079 home loans in 2025 (HMDA), 4,606 conventional.

- By loan type: 4,606 conventional, 1,638 FHA, 774 VA, 61 USDA.
- By purpose: 6,432 purchase, 640 refinance, 7 other (home improvement and other closed-end loans).
- 95 jumbo (above the conforming loan limit); 244 for investment properties.
- Down 9% from 2024 (7,819 loans).
- About $2.1 billion in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers


Cite as: LenDb.ai, https://lendb.ai/lender/waterstone-mortgage-186434.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._