{
  "canonical_url": "https://lendb.ai/lender/willow-bend-mortgage-company-llc-117371",
  "summary": "Willow Bend Mortgage Company, LLC (company NMLS 117371) is an independent mortgage lender. LenDb lists 29 of its loan officers, with branches in Texas, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 117371,
    "slug": "willow-bend-mortgage-company-llc-117371",
    "canonical_url": "https://lendb.ai/lender/willow-bend-mortgage-company-llc-117371",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/117371",
    "name": {
      "value": "Willow Bend Mortgage Company, LLC",
      "source": "state_regulator",
      "source_url": "https://www.wbm.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.wbm.com",
      "source": "state_regulator",
      "source_url": "https://www.wbm.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://www.wbm.com/loan-officers/",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.wbm.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 826,
          "by_loan_type": {
            "conventional": 522,
            "fha": 241,
            "va": 60,
            "usda": 3
          },
          "purchase": 700,
          "refinance": 126,
          "other_purpose": 0,
          "jumbo": 33,
          "investor": 62,
          "volume_usd": 337820000
        },
        {
          "year": 2024,
          "loans": 885,
          "by_loan_type": {
            "conventional": 460,
            "fha": 365,
            "va": 55,
            "usda": 5
          },
          "purchase": 684,
          "refinance": 201,
          "other_purpose": 0,
          "jumbo": 16,
          "investor": 50,
          "volume_usd": 289915000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 811
        },
        {
          "state": "FL",
          "loans": 6
        },
        {
          "state": "NM",
          "loans": 4
        },
        {
          "state": "AR",
          "loans": 2
        },
        {
          "state": "CO",
          "loans": 1
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 29,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 239084,
      "slug": "john-esquivel-239084",
      "full_name": "Johnny Esquivel",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/john-esquivel-239084"
    },
    {
      "nmls_id": 1829092,
      "slug": "aaron-barbara-1829092",
      "full_name": "Aaron Barbara",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/aaron-barbara-1829092"
    },
    {
      "nmls_id": 197646,
      "slug": "aide-mrs-197646",
      "full_name": "Aide Saenz",
      "title": "Branch Manager / Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/aide-mrs-197646"
    },
    {
      "nmls_id": 328968,
      "slug": "alexandra-swann-328968",
      "full_name": "Alexandra Swann",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alexandra-swann-328968"
    },
    {
      "nmls_id": 1469456,
      "slug": "angela-villarreal-1469456",
      "full_name": "Angela Villarreal",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/angela-villarreal-1469456"
    },
    {
      "nmls_id": 2807165,
      "slug": "jose-cerda-2807165",
      "full_name": "Arnold Cerda",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jose-cerda-2807165"
    },
    {
      "nmls_id": 375766,
      "slug": "chad-stansell-375766",
      "full_name": "Chad Stansell",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/chad-stansell-375766"
    },
    {
      "nmls_id": 2521365,
      "slug": "christina-hebert-2521365",
      "full_name": "Christina Hebert",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/christina-hebert-2521365"
    },
    {
      "nmls_id": 135259,
      "slug": "craig-schrank-135259",
      "full_name": "Craig Schrank",
      "title": "CEO | Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/craig-schrank-135259"
    },
    {
      "nmls_id": 228732,
      "slug": "donna-lenamond-228732",
      "full_name": "Donna Lenamond",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/donna-lenamond-228732"
    },
    {
      "nmls_id": 249636,
      "slug": "frank-capparelli-249636",
      "full_name": "Frank Capparelli",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/frank-capparelli-249636"
    },
    {
      "nmls_id": 554749,
      "slug": "gia-capparelli-554749",
      "full_name": "Gia Capparelli",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/gia-capparelli-554749"
    },
    {
      "nmls_id": 270367,
      "slug": "gregg-freiermuth-270367",
      "full_name": "Gregg Freiermuth",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/gregg-freiermuth-270367"
    },
    {
      "nmls_id": 252983,
      "slug": "israel-ramirez-252983",
      "full_name": "Israel Ramirez",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/israel-ramirez-252983"
    },
    {
      "nmls_id": 2547043,
      "slug": "jacqueline-oneill-2547043",
      "full_name": "Jacqueline O'Neill",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jacqueline-oneill-2547043"
    },
    {
      "nmls_id": 2085645,
      "slug": "jamie-hartley-2085645",
      "full_name": "Jamie Hartley",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jamie-hartley-2085645"
    },
    {
      "nmls_id": 1986214,
      "slug": "jason-leon-1986214",
      "full_name": "Jason De Leon",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jason-leon-1986214"
    },
    {
      "nmls_id": 684361,
      "slug": "fernando-esquivel-684361",
      "full_name": "Jay Esquivel",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/fernando-esquivel-684361"
    },
    {
      "nmls_id": 2031355,
      "slug": "john-esquivel-2031355",
      "full_name": "John Esquivel II (J2)",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-esquivel-2031355"
    },
    {
      "nmls_id": 2523742,
      "slug": "jorge-alanis-2523742",
      "full_name": "Jorge J Alanis",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jorge-alanis-2523742"
    },
    {
      "nmls_id": 2277935,
      "slug": "kendall-martinez-2277935",
      "full_name": "Kendall Martinez",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kendall-martinez-2277935"
    },
    {
      "nmls_id": 1538512,
      "slug": "nestor-caussade-morales-1538512",
      "full_name": "Nestor Caussade",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nestor-caussade-morales-1538512"
    },
    {
      "nmls_id": 2687217,
      "slug": "priscilla-quintero-2687217",
      "full_name": "Priscilla Quintero",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/priscilla-quintero-2687217"
    },
    {
      "nmls_id": 2708239,
      "slug": "reyes-sepulveda-2708239",
      "full_name": "Reyes Sepulveda",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/reyes-sepulveda-2708239"
    },
    {
      "nmls_id": 217732,
      "slug": "james-kellner-217732",
      "full_name": "Russell Kellner",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/james-kellner-217732"
    },
    {
      "nmls_id": 1358461,
      "slug": "sandra-killingsworth-1358461",
      "full_name": "Sandra Killingsworth",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sandra-killingsworth-1358461"
    },
    {
      "nmls_id": 355254,
      "slug": "scott-schuveiller-355254",
      "full_name": "Scott Schuveiller",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/scott-schuveiller-355254"
    },
    {
      "nmls_id": 1402536,
      "slug": "sheldon-stiles-1402536",
      "full_name": "Todd Stiles",
      "title": "Residential Mortgage Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sheldon-stiles-1402536"
    },
    {
      "nmls_id": 217752,
      "slug": "trey-krause-217752",
      "full_name": "Trey Krause",
      "title": "Residential Mortgage Loan Originator",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/trey-krause-217752"
    }
  ]
}