---
canonical_url: https://lendb.ai/lo/a-d-garfunkel-1869194
json_url: https://lendb.ai/lo/a-d-garfunkel-1869194.json
nmls_id: 1869194
last_verified: 2026-10-16
---

# A.D. Garfunkel

Mortgage Banker at The Federal Savings Bank. NMLS ID 1869194 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1869194)).

**Summary:** A.D. Garfunkel (NMLS 1869194) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan and VA loan. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.60, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/
- **VA loan** (`va`): from their lender profile page, confidence 0.60, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/

## Facts from the lender page and intro

- role: Spent 18 years in family's insurance and real estate firm before moving into mortgages. Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/, verified 2026-10-16.
- credential: Construction Loan Specialist. Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/, verified 2026-10-16.
- credential: Veteran Lending Specialist. Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1869194

## Contact

- linkedin_url: https://www.linkedin.com/in/adgarfunkel/ (source: lender_site, verified 2026-10-16)
- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/
- Office phone and Email on file: shown at https://lendb.ai/lo/a-d-garfunkel-1869194#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1869194
- lender_site: https://www.thefederalsavingsbank.com/bankers/a-d-garfunkel/

Cite as: A.D. Garfunkel (NMLS 1869194), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/a-d-garfunkel-1869194, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._