---
canonical_url: https://lendb.ai/lo/aaron-kerscher-1012304
json_url: https://lendb.ai/lo/aaron-kerscher-1012304.json
nmls_id: 1012304
last_verified: 2026-10-09
---

# Aaron Kerscher

Loan Officer at Xpert Home Lending. NMLS ID 1012304 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1012304)).

**Summary:** Aaron Kerscher (NMLS 1012304) is Loan Officer at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100542363). Also lists Alabama, Arizona, California, Nevada and Texas on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Aaron solves mortgage problems for borrowers in complex situations, including self-employed, investors, and those with complicated finances. He emphasizes understanding the full financial picture and finding the right loan structure.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100542363 | active | confirmed | 2025-05-28 | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/aaron-kerscher, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1012304

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/aaron-kerscher
- Office phone and Email on file: shown at https://lendb.ai/lo/aaron-kerscher-1012304#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1012304
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=342015&contact=575833
- lender_site: https://xperthomelending.com/loan-directory/aaron-kerscher

Cite as: Aaron Kerscher (NMLS 1012304), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/aaron-kerscher-1012304, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._