---
canonical_url: https://lendb.ai/lo/abby-gaines-1621823
json_url: https://lendb.ai/lo/abby-gaines-1621823.json
nmls_id: 1621823
last_verified: 2026-10-09
---

# Abby Gaines

Mortgage Loan Officer at TowneBank Mortgage, Hampton, VA. NMLS ID 1621823 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1621823)).

**Summary:** Abby Gaines (NMLS 1621823) is Mortgage Loan Officer at TowneBank Mortgage, based in Hampton, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Abby Gaines has almost a decade of mortgage experience and is deeply rooted in military and disability communities. She specializes in inclusive, accessible service for families with special needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: almost a decade. Source: https://townebankmortgage.com/officers/abby-gaines/, verified 2026-10-09.
- community: Extensively active in autism, disability and non-profit communities; served on non-profit boards and committees; consistent volunteer. Source: https://townebankmortgage.com/officers/abby-gaines/, verified 2026-10-09.
- service_area: Military and disability communities. Source: https://townebankmortgage.com/officers/abby-gaines/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Hampton, VA. Source: https://townebankmortgage.com/officers/abby-gaines/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1621823

## Contact

- linkedin_url: https://www.linkedin.com/in/abby-gaines-0a8441a0/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/abby-gaines/
- Office phone and Email on file: shown at https://lendb.ai/lo/abby-gaines-1621823#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1621823
- lender_site: https://townebankmortgage.com/officers/abby-gaines/

Cite as: Abby Gaines (NMLS 1621823), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/abby-gaines-1621823, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._