---
canonical_url: https://lendb.ai/lo/abigail-guadalupe-109945
json_url: https://lendb.ai/lo/abigail-guadalupe-109945.json
nmls_id: 109945
last_verified: 2026-10-09
---

# Abby Guadalupe

Mortgage Loan Officer at Southern Trust Mortgage, Fayetteville, NC. NMLS ID 109945 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109945)).

**Summary:** Abby Guadalupe (NMLS 109945) is Mortgage Loan Officer at Southern Trust Mortgage, based in Fayetteville, NC. Licensed in Florida, confirmed with the state regulator (license LO101802). Also lists Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Speaks Spanish. Earliest state license record: February 7, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 7, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/abbyg/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/abbyg/

## About

Abby Guadalupe serves the Carolinas, Georgia, Florida, Tennessee, Virginia, and Maryland, known for fast closings and precision execution. She specializes in helping first-time homebuyers and investors navigate the lending process with personalized attention and meticulous file preparation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: South Carolina, Georgia, Florida, North Carolina, Virginia, Tennessee, Maryland. Source: https://www.southerntrust.com/abbyg/, verified 2026-10-09.
- community: Personal connection to coastal communities she serves. Source: https://www.southerntrust.com/abbyg/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO101802 | active | confirmed | 2022-02-07 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Fayetteville, NC. Source: https://www.southerntrust.com/abbyg/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109945

## Contact

- linkedin_url: https://www.linkedin.com/in/abby-guadalupe-82223875/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/abbyg/
- Office phone and Email on file: shown at https://lendb.ai/lo/abigail-guadalupe-109945#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109945
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.southerntrust.com/abbyg/

Cite as: Abby Guadalupe (NMLS 109945), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/abigail-guadalupe-109945, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._