---
canonical_url: https://lendb.ai/lo/adalberto-diaz-704326
json_url: https://lendb.ai/lo/adalberto-diaz-704326.json
nmls_id: 704326
last_verified: 2026-10-15
---

# Albert Diaz

Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC, New York, NY. NMLS ID 704326 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704326)).

**Summary:** Albert Diaz (NMLS 704326) is Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC, based in New York, NY. Licensed in 3 states confirmed with state regulators: Florida, New York and Connecticut. Focus areas shown on the lender page: Down payment assistance. Speaks Spanish. Earliest state license record: December 1, 2025 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 1, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed), Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/albert-diaz-704326

## About

Entered the mortgage industry in 2004 and says they have served more than 2,000 families. Recent focus is helping underserved communities access CRA grants; also works with self-employed borrowers and speaks Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.
- years_experience: since 2004. Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.
- community: Focus on supporting underserved communities through CRA grant access. Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.
- credential: Graduate of New York Institute of Technology (NYIT). Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.
- other: Has served more than 2,000 families. Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143080 | active | confirmed | 2025-12-01 | state_regulator | 2026-10-15 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | state_license | LO-704326 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), New York, NY. Source: https://www.grarate.com/loan-officers/albert-diaz-704326, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704326

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/albert-diaz-704326
- Office phone and Email on file: shown at https://lendb.ai/lo/adalberto-diaz-704326#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704326
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- lender_site: https://www.grarate.com/loan-officers/albert-diaz-704326
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Albert Diaz (NMLS 704326), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/adalberto-diaz-704326, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._