---
canonical_url: https://lendb.ai/lo/adam-heiligman-409866
json_url: https://lendb.ai/lo/adam-heiligman-409866.json
nmls_id: 409866
last_verified: 2026-10-10
---

# Adam Heiligman

Branch Manager, VP at Lower, Cherry Hill, NJ. NMLS ID 409866 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409866)).

**Summary:** Adam Heiligman (NMLS 409866) is Branch Manager, VP at Lower, based in Cherry Hill, NJ. Lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Serves Mt. Laurel, New Jersey clients as a loan officer, known for clear communication, fast responses and smooth closings.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Video intro available

Adam has a short recorded video intro on Lower's site.

Watch on Lower's site: https://www.lower.com/loan-officers/new-jersey/mt-laurel/adam-heiligman

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Mt. Laurel, New Jersey. Source: https://www.lower.com/loan-officers/new-jersey/mt-laurel/adam-heiligman, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Cherry Hill, NJ. Source: https://www.lower.com/loan-officers/new-jersey/mt-laurel/adam-heiligman, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409866

## Contact

- linkedin_url: https://www.linkedin.com/in/adam-heiligman-a5abb0a/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/new-jersey/mt-laurel/adam-heiligman
- Office phone and Email on file: shown at https://lendb.ai/lo/adam-heiligman-409866#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409866
- lender_site: https://www.lower.com/loan-officers/new-jersey/mt-laurel/adam-heiligman

Cite as: Adam Heiligman (NMLS 409866), Lower. LenDb.ai, https://lendb.ai/lo/adam-heiligman-409866, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._