---
canonical_url: https://lendb.ai/lo/adam-karalius-1886259
json_url: https://lendb.ai/lo/adam-karalius-1886259.json
nmls_id: 1886259
last_verified: 2026-10-10
---

# Adam Karalius

Loan Officer at Edge Home Finance. NMLS ID 1886259 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1886259)).

**Summary:** Adam Karalius (NMLS 1886259) is Loan Officer at Edge Home Finance. Licensed in Florida, confirmed with the state regulator (license LO114997). Also lists California, Georgia, Hawaii, North Carolina, Tennessee, Texas, Virginia and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: November 8, 2022 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: November 8, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Adam is a former U.S. Army infantry captain who served as a platoon leader, company commander, and military adviser. Adam holds a West Point bachelor's degree and a master's in organizational leadership.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- education: Bachelor of Science from the United States Military Academy at West Point (Business Management and Systems Engineering). Source: https://edgehomefinance.com/team-member/adam-karalius/, verified 2026-10-10.
- education: Master's Degree in Organizational Leadership, Columbus State University. Source: https://edgehomefinance.com/team-member/adam-karalius/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114997 | active | confirmed | 2022-11-08 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Edge Home Finance (NMLS 891464). Source: https://edgehomefinance.com/team-member/adam-karalius/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1886259

## Contact

- View profile at Edge Home Finance: https://edgehomefinance.com/team-member/adam-karalius/
- Office phone and Email on file: shown at https://lendb.ai/lo/adam-karalius-1886259#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1886259
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://edgehomefinance.com/team-member/adam-karalius/

Cite as: Adam Karalius (NMLS 1886259), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/adam-karalius-1886259, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._