---
canonical_url: https://lendb.ai/lo/adam-palodichuk-389634
json_url: https://lendb.ai/lo/adam-palodichuk-389634.json
nmls_id: 389634
last_verified: 2026-10-26
---

# Adam Palodichuk

Sr. Loan Officer at Granite Bank, Lake Elmo, MN. NMLS ID 389634 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389634)).

Based in Lake Elmo, Minnesota, Adam Palodichuk (NMLS 389634) is a Sr. Loan Officer at Granite Bank.

**Summary:** Adam Palodichuk (NMLS 389634) is Sr. Loan Officer at Granite Bank, based in Lake Elmo, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: April 21, 2017 (Wisconsin), per state regulator. States 22 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Adam licensed?

Adam works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Adam work for?

Granite Bank, company NMLS 405434, from the Lake Elmo, MN office, per the lender's own site (verified 2026-10-26). Source: https://granitebank.com/loan-officer/adampalodichuk/.

### How long has Adam been licensed?

The earliest state license record LenDb holds for Adam is from April 21, 2017 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Adam states 22 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: April 21, 2017 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://granitebank.com/loan-officer/adampalodichuk/, verified 2026-10-26)
- Also licensed as (state regulator records, same NMLS ID): Adam P. Palodichuk (FL, as of 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 22. Source: https://granitebank.com/loan-officer/adampalodichuk/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO103012 | expired | confirmed | 2022-02-24 | state_regulator | 2026-10-15 |
| WI | Wisconsin regulator | state_license | 389634 | expired | confirmed | 2017-04-21 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Granite Bank (NMLS 405434), Lake Elmo, MN. Source: https://granitebank.com/loan-officer/adampalodichuk/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389634

## Contact

- linkedin_url: https://www.linkedin.com/in/adam-palodichuk-440b2a11/ (source: lender_site, verified 2026-10-26)
- View profile at Granite Bank: https://granitebank.com/loan-officer/adampalodichuk/
- Office phone and Email on file: shown at https://lendb.ai/lo/adam-palodichuk-389634#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/389634
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://granitebank.com/loan-officer/adampalodichuk/

Cite as: Adam Palodichuk (NMLS 389634), Granite Bank. LenDb.ai, https://lendb.ai/lo/adam-palodichuk-389634, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._