---
canonical_url: https://lendb.ai/lo/adam-penney-1937816
json_url: https://lendb.ai/lo/adam-penney-1937816.json
nmls_id: 1937816
last_verified: 2026-10-09
---

# Adam Penney

Loan Originator at CrossCountry Mortgage, Niles, OH. NMLS ID 1937816 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1937816)).

**Summary:** Adam Penney (NMLS 1937816) is Loan Originator at CrossCountry Mortgage, based in Niles, OH. Licensed in 2 states: Florida and Ohio. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, Down payment assistance and Jumbo loan. 1 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 1
- Licensed in: Florida (FL), Ohio (OH)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/

## About

Adam has been building lifelong client relationships since 2020, offering 24/7 support and direct access to his cell phone. He specializes in conventional, USDA, FHA, VA, and refinance loans in the Cleveland, OH area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2020. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/, verified 2026-10-09.
- service_area: Niles, OH and Cleveland, OH area. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO137181 | active | 2025-04-16 | state_regulator | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Niles, OH. Source: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/
- Office phone and Email on file: shown at https://lendb.ai/lo/adam-penney-1937816#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1937816
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/niles-oh-2121/adam-penney/

Cite as: Adam Penney (NMLS 1937816), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/adam-penney-1937816, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._