--- canonical_url: https://lendb.ai/lo/adam-roloff-400936 json_url: https://lendb.ai/lo/adam-roloff-400936.json nmls_id: 400936 last_verified: 2026-10-16 --- # Adam Roloff Senior Mortgage Loan Officer & VP Market Manager at Bell Bank, Woodbury, MN. NMLS ID 400936 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400936)). Based in Woodbury, Minnesota, Adam Roloff (NMLS 400936) is a mortgage loan officer at Bell Bank. Adam's focus, from their own profile, includes FHA loan, USDA loan and VA loan. **Summary:** Adam Roloff (NMLS 400936) is Senior Mortgage Loan Officer & VP Market Manager at Bell Bank, based in Woodbury, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, Construction loan and Renovation loan (203k / HomeStyle). States 20 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Adam licensed? Adam works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Adam do FHA loans? Adam's profile lists FHA loan as a focus (from their lender profile page). It also lists USDA loan, VA loan and construction loan. Source: https://bell.bank/mortgage/loan-officer/adamroloff. ### What lender does Adam work for? Bell Bank, company NMLS 419538, from the Woodbury, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/adamroloff. ### How much experience does Adam have? Adam states 20 years of experience. Source: https://bell.bank/mortgage/loan-officer/adamroloff. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/adamroloff ## About Adam Roloff is a Senior Mortgage Loan Officer & VP Market Manager in Woodbury, MN. They have 20 years in the mortgage business, focusing on the residential market. Their profile lists FHA, VA and USDA loans, construction and renovation loans, and first-time homebuyers as specialties. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 20. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - credential: Bell Bank Mortgage Platinum & Presidents Club. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - credential: Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - community: Woodbury Athletics. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - community: TB1Fund. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - community: Sophie's Squad. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. - community: Hope4Youth. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Woodbury, MN. Source: https://bell.bank/mortgage/loan-officer/adamroloff, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400936 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/adamroloff - Email on file: shown at https://lendb.ai/lo/adam-roloff-400936#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400936 - lender_site: https://bell.bank/mortgage/loan-officer/adamroloff Cite as: Adam Roloff (NMLS 400936), Bell Bank. LenDb.ai, https://lendb.ai/lo/adam-roloff-400936, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._