---
canonical_url: https://lendb.ai/lo/adam-vogel-1005320
json_url: https://lendb.ai/lo/adam-vogel-1005320.json
nmls_id: 1005320
last_verified: 2026-10-09
---

# Adam Vogel

Senior Loan Officer at Ruoff Mortgage. NMLS ID 1005320 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1005320)).

**Summary:** Adam Vogel (NMLS 1005320) is Senior Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO102776). Also lists Indiana and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2022 (per Florida records). States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 14 (source: https://www.ruoff.com/AdamVogel, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/AdamVogel

## About

Since 2006, Adam has worked with first-time homebuyers to investors across new home sales and mortgages, with expertise in FHA, VA, USDA, and renovation loans including 203K.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 14. Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.
- education: Indiana State University degree in finance. Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.
- role: Started in New Home Sales (2006), then moved to mortgages (2012). Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.
- credential: 5x President's Club Winner. Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.
- other: Experience working with real estate agents and understanding buyer expectations from sales-side perspective. Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO102776 | active | confirmed | 2022-02-21 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/AdamVogel, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1005320

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/AdamVogel
- Office phone on file: shown at https://lendb.ai/lo/adam-vogel-1005320#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1005320
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.ruoff.com/AdamVogel

Cite as: Adam Vogel (NMLS 1005320), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/adam-vogel-1005320, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._