--- canonical_url: https://lendb.ai/lo/adrian-fernandez-2232040 json_url: https://lendb.ai/lo/adrian-fernandez-2232040.json nmls_id: 2232040 last_verified: 2026-10-31 --- # Adrian Fernandez Associate Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 2232040 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232040)). Adrian Fernandez (NMLS 2232040) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Texas since 2024 and in Florida, Connecticut, Delaware and 10 more states. **Summary:** Adrian Fernandez (NMLS 2232040) is Associate Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 14 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 6 more. Earliest state license record: December 23, 2024 (Texas), per state regulator. States 3 years of experience. Last verified 2026-10-31. ## Quick answers ### Is Adrian licensed in Florida? Yes. Florida regulator records list license LO134512 as active, first effective January 10, 2025 (verified 2026-10-15). LenDb has 13 other states on file for Adrian. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Adrian work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/adrian-fernandez/. ### How long has Adrian been licensed? The earliest state license record LenDb holds for Adrian is from December 23, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Adrian states 3 years of experience. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: December 23, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 3 (source: https://independencehl.com/adrian-fernandez/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: 3. Source: https://independencehl.com/adrian-fernandez/, verified 2026-10-15. - education: Bachelor's degree in Finance and International Business; MBA specializing in Business Analytics, Florida International University. Source: https://independencehl.com/adrian-fernandez/, verified 2026-10-15. - credential: Consistently ranked among the top 10 bankers at every organization. Source: https://independencehl.com/adrian-fernandez/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO134512 | active | confirmed | 2025-01-10 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-12-23 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2232040 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55897 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-01-02 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2232040 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2232040 | active | confirmed | 2025-01-21 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109824 | active | confirmed | 2026-02-13 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0088240 | active | confirmed | 2025-01-03 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-143800 | active | confirmed | 2025-11-21 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/adrian-fernandez/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232040 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/adrian-fernandez/ - Office phone and Email on file: shown at https://lendb.ai/lo/adrian-fernandez-2232040#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2232040 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/adrian-fernandez/ Cite as: Adrian Fernandez (NMLS 2232040), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/adrian-fernandez-2232040, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._