---
canonical_url: https://lendb.ai/lo/adriel-esparza-237241
json_url: https://lendb.ai/lo/adriel-esparza-237241.json
nmls_id: 237241
last_verified: 2026-10-10
---

# Adriel Esparza

Regional Vice President at Lower, Seal Beach, CA. NMLS ID 237241 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237241)).

**Summary:** Adriel Esparza (NMLS 237241) is Regional Vice President at Lower, based in Seal Beach, CA. Lists California and Colorado on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.lower.com/loan-officers/california/orange-county/adriel-esparza, verified 2026-10-10)
- Licensed in: California (CA, lender_reported), Colorado (CO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Adriel Esparza brings nearly 30 years across lending, real estate, taxes, insurance, and financial planning. Their approach centers on strategic financing for clients and referral partners.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.lower.com/loan-officers/california/orange-county/adriel-esparza, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Seal Beach, CA. Source: https://www.lower.com/loan-officers/california/orange-county/adriel-esparza, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237241

## Contact

- linkedin_url: https://www.linkedin.com/in/adrielesparza/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/california/orange-county/adriel-esparza
- Email on file: shown at https://lendb.ai/lo/adriel-esparza-237241#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237241
- lender_site: https://www.lower.com/loan-officers/california/orange-county/adriel-esparza

Cite as: Adriel Esparza (NMLS 237241), Lower. LenDb.ai, https://lendb.ai/lo/adriel-esparza-237241, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._