---
canonical_url: https://lendb.ai/lo/aferdita-rica-2314764
json_url: https://lendb.ai/lo/aferdita-rica-2314764.json
nmls_id: 2314764
last_verified: 2026-10-09
---

# Aferdita Rica

Mortgage Loan Officer at Loan Factory. NMLS ID 2314764 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2314764)).

**Summary:** Aferdita Rica (NMLS 2314764) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO122385). Also lists Michigan on the lender page (not yet checked with the state regulator). Speaks English, Italian and Albanian. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Italian, Albanian
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122385 | active | confirmed | 2023-08-17 | state_regulator | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/aferdita-rica-2314764, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2314764

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/aferdita-rica-2314764

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2314764
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/aferdita-rica-2314764

Cite as: Aferdita Rica (NMLS 2314764), Loan Factory. LenDb.ai, https://lendb.ai/lo/aferdita-rica-2314764, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._