--- canonical_url: https://lendb.ai/lo/ahmad-chibib-2336232 json_url: https://lendb.ai/lo/ahmad-chibib-2336232.json nmls_id: 2336232 last_verified: 2026-10-31 --- # Al Chibib Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2336232 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2336232)). Al Chibib (NMLS 2336232) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Texas, Delaware, Missouri and 8 more states. Al's focus, from their own profile, includes first-time buyer. **Summary:** Al Chibib (NMLS 2336232) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 12 states confirmed with state regulators: Florida, Texas, Delaware, Missouri, Arkansas, Iowa, Oregon, California and 4 more. Focus areas shown on the lender page: First-time buyer. Earliest state license record: April 22, 2022 (Florida), per state regulator. States 4 years of experience. Last verified 2026-10-31. ## Quick answers ### Is Al licensed in Florida? Yes. Florida regulator records list license LO106433 as active, first effective April 22, 2022 (verified 2026-10-15). LenDb has 11 other states on file for Al. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Al list first-time buyer as a focus? Al's profile lists first-time buyer as a focus (from their lender profile page). Source: https://independencehl.com/al-chibib/. ### What lender does Al work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/al-chibib/. ### How long has Al been licensed? The earliest state license record LenDb holds for Al is from April 22, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Al states 4 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: April 22, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 4 (source: https://independencehl.com/al-chibib/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://independencehl.com/al-chibib/ ## About Al Chibib has four years in mortgage lending. They say they specialize in equity-based lending and first-time homebuyer programs. They also describe themselves as an entrepreneur who enjoys traveling. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 4. Source: https://independencehl.com/al-chibib/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO106433 | active | confirmed | 2022-04-22 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-07-05 | state_regulator | 2026-10-13 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56850 | active | confirmed | 2026-03-24 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-04 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2336232 | inactive | confirmed | 2026-03-24 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2336232 | active | confirmed | 2022-05-31 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110041 | active | confirmed | 2026-03-24 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0078694 | active | confirmed | 2022-06-27 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1174742 | active | confirmed | 2022-07-21 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/al-chibib/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2336232 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/al-chibib/ - Office phone and Email on file: shown at https://lendb.ai/lo/ahmad-chibib-2336232#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2336232 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/al-chibib/ Cite as: Al Chibib (NMLS 2336232), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ahmad-chibib-2336232, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._