---
canonical_url: https://lendb.ai/lo/ailyn-gafas-2427328
json_url: https://lendb.ai/lo/ailyn-gafas-2427328.json
nmls_id: 2427328
last_verified: 2026-10-15
---

# Ailyn Gafas

Loan officer at Smarter Mortgage LLC. NMLS ID 2427328 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2427328)).

Ailyn Gafas (NMLS 2427328) is a mortgage loan officer at Smarter Mortgage LLC, licensed in Texas since 2023 and in Florida.

**Summary:** Ailyn Gafas (NMLS 2427328) is a loan officer at Smarter Mortgage LLC. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: July 3, 2023 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Ailyn licensed in Florida?

Yes. Florida regulator records list license LO124359 as active, first effective November 20, 2023 (verified 2026-10-15). LenDb has 1 other state on file for Ailyn. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Ailyn work for?

Smarter Mortgage LLC, company NMLS 1817406, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Ailyn been licensed?

The earliest state license record LenDb holds for Ailyn is from July 3, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: July 3, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO124359 | active | confirmed | 2023-11-20 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-07-03 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Smarter Mortgage LLC (NMLS 1817406). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2427328

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2427328
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/

Cite as: Ailyn Gafas (NMLS 2427328), Smarter Mortgage LLC. LenDb.ai, https://lendb.ai/lo/ailyn-gafas-2427328, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._