{
  "canonical_url": "https://lendb.ai/lo/alberto-martinez-1559660",
  "lede": {
    "text": "Alberto Martinez, NMLS 1559660, works as a Secondary and Sales Manager at Lendwise Mortgage, Inc. in Woodland Hills, California and is licensed in Florida since 2026 and in California. Alberto's lender page shows a focus on first-time buyer, and Alberto speaks English and Spanish and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Alberto licensed in California?",
      "a": "Yes. California regulator records list license 02030360 as active (verified 2026-10-24). LenDb has 1 other state on file for Alberto.",
      "fields": [
        "licenses"
      ],
      "source": "California state regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-24"
    },
    {
      "q": "Does Alberto list first-time buyer as a focus?",
      "a": "Alberto's profile lists first-time buyer as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Alberto work for, and is it FHA-approved?",
      "a": "Lendwise Mortgage, Inc., company NMLS 2702455, from the Woodland Hills, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What languages does Alberto speak?",
      "a": "English and Spanish, per their lender page (verified 2026-10-26).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Alberto been licensed?",
      "a": "The earliest state license record LenDb holds for Alberto is from March 24, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Alberto states 25 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1559660,
    "slug": "alberto-martinez-1559660",
    "canonical_url": "https://lendb.ai/lo/alberto-martinez-1559660",
    "md_url": "https://lendb.ai/lo/alberto-martinez-1559660.md",
    "json_url": "https://lendb.ai/lo/alberto-martinez-1559660.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1559660",
    "full_name": {
      "value": "Alberto Martinez",
      "source": "state_regulator",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "first_name": "Alberto",
    "last_name": "Martinez",
    "headshot_url": {
      "value": "https://tpwubhqakasyvijikbmv.supabase.co/storage/v1/object/public/profile-images/c9919ce4-1af2-4f75-a0ca-6813e527b684/facial_1778112137796.jpg",
      "source": "state_regulator",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "bio": null,
    "title": {
      "value": "Secondary and Sales Manager",
      "source": "state_regulator",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "state_regulator",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2702455,
      "lender_name": "Lendwise Mortgage, Inc.",
      "lender_slug": "lendwise-mortgage-inc-2702455",
      "branch_city": "Woodland Hills",
      "branch_state": "CA",
      "branch_zip": "91367",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2702455,
        "lender_name": "Lendwise Mortgage, Inc.",
        "lender_slug": "lendwise-mortgage-inc-2702455",
        "branch_city": "Woodland Hills",
        "branch_state": "CA",
        "branch_zip": "91367",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO146164",
        "status": "active",
        "issued_at": "2026-03-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "02030360",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25+",
        "source": "lender_site",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "years_experience",
        "value": "since 2001",
        "source": "lender_site",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "service_area",
        "value": "throughout California",
        "source": "lender_site",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Career began in loan servicing, then wholesale lending and homeownership preservation before origination",
        "source": "lender_site",
        "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 11:28:04.72192+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/alberto-martinez-1559660#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lendwisemtg.com/loan-officers/alberto-martinez",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2026-03-24",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}