---
canonical_url: https://lendb.ai/lo/alberto-ramirez-2009125
json_url: https://lendb.ai/lo/alberto-ramirez-2009125.json
nmls_id: 2009125
last_verified: 2026-10-30
---

# Alberto Ramirez

Loan officer at West Capital Lending, Inc.. NMLS ID 2009125 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2009125)).

Alberto Ramirez (NMLS 2009125) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2020 and in Florida, Texas, California and 6 more states.

**Summary:** Alberto Ramirez (NMLS 2009125) is a loan officer at West Capital Lending, Inc.. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Delaware, Colorado, Pennsylvania, Arkansas, Iowa and 2 more. Earliest state license record: November 24, 2020 (Colorado), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Alberto licensed in Florida?

Yes. Florida regulator records list license LO77918 as active, first effective November 30, 2020 (verified 2026-10-15). LenDb has 9 other states on file for Alberto. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Alberto work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Alberto been licensed?

The earliest state license record LenDb holds for Alberto is from November 24, 2020 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=260204&contact=482193.

## At a glance

- Earliest state license record: November 24, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO77918 | active | confirmed | 2020-11-30 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-01-19 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02243405 | active | confirmed |  | state_regulator | 2026-10-24 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| CO | Colorado regulator | state_license | 100519904 | active | confirmed | 2020-11-24 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 120215 | active | confirmed |  | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 56263 | active | confirmed | 2026-01-22 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 2009125 | active | confirmed | 2020-12-07 | state_regulator | 2026-10-20 |
| WY | Wyoming regulator | state_license | 100788 | active | confirmed | 2020-12-09 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2009125

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2009125
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=260204&contact=482193
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Alberto Ramirez (NMLS 2009125), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/alberto-ramirez-2009125, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._