---
canonical_url: https://lendb.ai/lo/alec-richardson-2114295
json_url: https://lendb.ai/lo/alec-richardson-2114295.json
nmls_id: 2114295
last_verified: 2026-10-31
---

# Alec Richardson

Loan officer at West Capital Lending, Inc.. NMLS ID 2114295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114295)).

Alec Richardson (NMLS 2114295) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2023 and in Texas, California, Louisiana and 7 more states.

**Summary:** Alec Richardson (NMLS 2114295) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Louisiana, Missouri, Arkansas, Iowa, Oregon and 3 more. Earliest state license record: December 27, 2023 (Florida), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Alec licensed in Florida?

Yes. Florida regulator records list license LO125013 as active, first effective December 27, 2023 (verified 2026-10-15). LenDb has 10 other states on file for Alec. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Alec work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Alec been licensed?

The earliest state license record LenDb holds for Alec is from December 27, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 27, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Alec J. Richardson (AR, CA, FL, IA, LA, MD, MO, NV, OR, TX, WY, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO125013 | active | confirmed | 2023-12-27 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-04-08 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02251768 | active | confirmed |  | state_regulator | 2026-10-24 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 56122 | active | confirmed | 2026-01-09 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-04-25 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 109630 | active | confirmed | 2026-01-13 | state_regulator | 2026-10-27 |
| NV | Nevada regulator | state_license | NMLO-160366 | active | confirmed | 2026-03-20 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114295

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114295
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Alec Richardson (NMLS 2114295), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/alec-richardson-2114295, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._