{
  "canonical_url": "https://lendb.ai/lo/aleena-heldt-1417668",
  "lede": {
    "text": "Aleena Heldt (NMLS 1417668) is a Mortgage Lender at Bank Five Nine. Aleena's focus, from their own profile, includes vacation home.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Aleena licensed?",
      "a": "Aleena works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Aleena work on vacation home loans?",
      "a": "Aleena's profile lists vacation home as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Aleena work for?",
      "a": "Bank Five Nine, company NMLS 410817, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Aleena been licensed?",
      "a": "The earliest state license record LenDb holds for Aleena is from February 13, 2017 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1417668,
    "slug": "aleena-heldt-1417668",
    "canonical_url": "https://lendb.ai/lo/aleena-heldt-1417668",
    "md_url": "https://lendb.ai/lo/aleena-heldt-1417668.md",
    "json_url": "https://lendb.ai/lo/aleena-heldt-1417668.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1417668",
    "full_name": {
      "value": "Aleena Heldt",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Aleena",
    "last_name": "Heldt",
    "headshot_url": {
      "value": "https://www.bankfivenine.com/wp-content/uploads/2023/03/Aleena-Heldt_Update_1-e1679947967434.jpg",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Aleena Heldt has been in mortgage lending since 2016 and in real estate roles since 2002. They say they are passionate about second home purchases and assist buyers looking to retire to northern Wisconsin, FL, AZ, TN or AL. They are licensed in most states.",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Lender",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 410817,
      "lender_name": "Bank Five Nine",
      "lender_slug": "bank-five-nine-410817",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 410817,
        "lender_name": "Bank Five Nine",
        "lender_slug": "bank-five-nine-410817",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1417668",
        "status": "expired",
        "issued_at": "2017-02-13",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2016",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "real estate agent, leasing & property management and home warranty territory management (past roles)",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "northern Wisconsin",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "FL, AZ, TN, AL",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:32:56.027777+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/aleena-heldt-1417668#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/aleenaheldt/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2017-02-13",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2017,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}