---
canonical_url: https://lendb.ai/lo/aletha-a-cummings-441909
json_url: https://lendb.ai/lo/aletha-a-cummings-441909.json
nmls_id: 441909
last_verified: 2026-10-09
---

# Aletha A Cummings

Licensed Loan Originator at Homestead Funding, Albany, NY. NMLS ID 441909 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441909)).

**Summary:** Aletha A Cummings (NMLS 441909) is Licensed Loan Originator at Homestead Funding, based in Albany, NY. Lists North Carolina on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Aletha has been in mortgage banking for over 3 decades, holding various positions. She relocated to Greenville, NC in 2019 and is focused on building lifelong relationships with business partners and borrowers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings, verified 2026-10-09.
- service_area: Eastern North Carolina. Source: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Albany, NY. Source: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441909

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings
- Office phone and Email on file: shown at https://lendb.ai/lo/aletha-a-cummings-441909#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441909
- lender_site: https://www.homesteadfunding.com/loan-originators/aletha-a-cummings

Cite as: Aletha A Cummings (NMLS 441909), Homestead Funding. LenDb.ai, https://lendb.ai/lo/aletha-a-cummings-441909, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._