---
canonical_url: https://lendb.ai/lo/alexander-cardoso-363184
json_url: https://lendb.ai/lo/alexander-cardoso-363184.json
nmls_id: 363184
last_verified: 2026-10-09
---

# Alexander Cardoso

Mortgage Loan Officer at Loan Factory. NMLS ID 363184 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363184)).

**Summary:** Alexander Cardoso (NMLS 363184) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO114373). Also lists California, Georgia, Maryland, North Carolina, New Jersey, Pennsylvania, Texas, Virginia and 1 more on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Earliest state license record: October 18, 2022 (Florida), per state regulator. States 27 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 18, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 27 (source: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Mortgage loan officer with 27 years of experience specializing in primary homes and investment properties. Bilingual Spanish speaker offering personalized consultations and tailored financing solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27. Source: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184, verified 2026-10-09.
- service_area: California, Florida, Georgia, Maryland, North Carolina, New Jersey, Pennsylvania, Texas, Virginia, Washington. Source: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114373 | active | confirmed | 2022-10-18 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363184

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363184
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/alexander-cardoso-363184

Cite as: Alexander Cardoso (NMLS 363184), Loan Factory. LenDb.ai, https://lendb.ai/lo/alexander-cardoso-363184, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._