---
canonical_url: https://lendb.ai/lo/alexandra-spratto-2441120
json_url: https://lendb.ai/lo/alexandra-spratto-2441120.json
nmls_id: 2441120
last_verified: 2026-10-09
---

# Alex Spratto

Loan Officer at First Heritage Mortgage. NMLS ID 2441120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2441120)).

**Summary:** Alex Spratto (NMLS 2441120) is Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO119586). Also lists Alabama, Georgia, North Carolina, Texas and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: May 3, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 3, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loan Officer combining industry expertise with personalized service. Alex assists first-time buyers, seasoned homeowners, and investors, with responsive communication and attention to detail throughout the lending process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119586 | active | confirmed | 2023-05-03 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/alex-spratto/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2441120

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/alex-spratto/
- Office phone on file: shown at https://lendb.ai/lo/alexandra-spratto-2441120#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2441120
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://fhmtg.com/officers/alex-spratto/

Cite as: Alex Spratto (NMLS 2441120), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/alexandra-spratto-2441120, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._