---
canonical_url: https://lendb.ai/lo/alexis-ramirez-450556
json_url: https://lendb.ai/lo/alexis-ramirez-450556.json
nmls_id: 450556
last_verified: 2026-10-09
---

# Alex Ramirez

Mortgage Advisor at Xpert Home Lending. NMLS ID 450556 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450556)).

**Summary:** Alex Ramirez (NMLS 450556) is Mortgage Advisor at Xpert Home Lending. Lists Arizona, California, Hawaii, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2025 (per Florida records). States 21 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 21 (source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Hawaii (HI, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/alex-ramirez

## About

Alex Ramirez is a VA home loan specialist and mortgage expert with over 21 years of experience serving veterans, active duty military, and homebuyers across Southern California and multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 21. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- credential: certified Military relocation professional. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- credential: real estate educator. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- community: President of the 501(c)(3) nonprofit Vets & Valor. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- community: Board Member of the Simi Valley Veterans Foundation. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- community: local high school track & field coach. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.
- service_area: Ventura County, San Fernando Valley, and Southern California. Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138147 | expired | confirmed | 2025-05-19 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/alex-ramirez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450556

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/alex-ramirez
- Office phone on file: shown at https://lendb.ai/lo/alexis-ramirez-450556#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450556
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/alex-ramirez

Cite as: Alex Ramirez (NMLS 450556), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/alexis-ramirez-450556, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._