---
canonical_url: https://lendb.ai/lo/alfredo-rivas-82968
json_url: https://lendb.ai/lo/alfredo-rivas-82968.json
nmls_id: 82968
last_verified: 2026-10-28
---

# Alfredo Rivas

Loan officer at OPTIMUM FIRST INC.. NMLS ID 82968 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82968)).

Alfredo Rivas (NMLS 82968) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Texas, California and Illinois.

**Summary:** Alfredo Rivas (NMLS 82968) is a loan officer at OPTIMUM FIRST INC.. Licensed in 3 states confirmed with state regulators: Texas, California and Illinois. Earliest state license record: December 8, 2021 (Florida), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Alfredo licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 8, 2023 (verified 2026-10-13). LenDb has 2 other states on file for Alfredo. Source: https://www.sml.texas.gov/.

### What lender does Alfredo work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Alfredo been licensed?

The earliest state license record LenDb holds for Alfredo is from December 8, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 8, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), California (CA DRE, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO98762 | expired | confirmed | 2021-12-08 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-05-08 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01904158 | active | confirmed |  | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0074556 | active | confirmed | 2022-01-06 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82968

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82968
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Alfredo Rivas (NMLS 82968), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/alfredo-rivas-82968, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._