--- canonical_url: https://lendb.ai/lo/alicia-kirby-176995 json_url: https://lendb.ai/lo/alicia-kirby-176995.json nmls_id: 176995 last_verified: 2026-10-09 --- # Alicia Kirby Loan Officer at Xpert Home Lending. NMLS ID 176995 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/176995)). **Summary:** Alicia Kirby (NMLS 176995) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Kansas, Maryland, Missouri, New Mexico, Tennessee, Iowa, Idaho, Indiana and 8 more on the lender page (not yet checked with the state regulator). Earliest state license record: September 29, 2007 (Colorado), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: September 29, 2007 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Kansas (KS, lender_reported), Maryland (MD, lender_reported), Missouri (MO, lender_reported), New Mexico (NM, lender_reported), Tennessee (TN, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), South Dakota (SD, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO89648 | active | confirmed | 2021-06-16 | state_regulator | 2026-10-09 | | CO | state_license | 100019437 | active | confirmed | 2007-09-29 | state_regulator | 2026-10-10 | | KS | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | MO-176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | 52261 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | MLO-2080176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | 59810 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | NDMLO176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | 176995 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | MLO.12207 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/alicia-kirby, verified 2026-10-09. - ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Golden, CO. Source: https://www.fairway.com/lo/alicia-kirby-176995, verified 2026-10-09. - ? to 2026-10-09: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/alicia-kirby, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/176995 ## Contact - View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/alicia-kirby - Office phone and Email on file: shown at https://lendb.ai/lo/alicia-kirby-176995#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/176995 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=145418&contact=173845 - lender_site: https://xperthomelending.com/loan-directory/alicia-kirby - lender_site: https://www.fairway.com/lo/alicia-kirby-176995 Cite as: Alicia Kirby (NMLS 176995), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/alicia-kirby-176995, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._