---
canonical_url: https://lendb.ai/lo/alisha-pena-1445907
json_url: https://lendb.ai/lo/alisha-pena-1445907.json
nmls_id: 1445907
last_verified: 2026-10-09
---

# Alisha Pena

Loan Officer at CrossCountry Mortgage, Oceanside, CA. NMLS ID 1445907 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445907)).

**Summary:** Alisha Pena (NMLS 1445907) is Loan Officer at CrossCountry Mortgage, based in Oceanside, CA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Georgia, Indiana, Michigan, North Carolina, Oklahoma, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and FHA loan. Earliest state license record: September 6, 2016 (Colorado), per state regulator. States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 6, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/
- **FHA loan** (`fha`): lender page, confidence 0.54, verified 2026-10-09. Source: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/

## About

Over 10 years in the mortgage industry with a reputation for reliability and client focus. Specializes in VA loans and has comprehensive experience with FHA, conventional and other programs, excelling at complex problem-solving cases.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144754 | active | confirmed | 2026-02-05 | state_regulator | 2026-10-09 |
| CO | state_license | 100503935 | active | confirmed | 2016-09-06 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Oceanside, CA. Source: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445907

## Contact

- linkedin_url: https://www.linkedin.com/in/alishamariepena (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/
- Email on file: shown at https://lendb.ai/lo/alisha-pena-1445907#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445907
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=184134&contact=399168
- lender_site: https://crosscountrymortgage.com/oceanside-ca-4297/alisha-pena/

Cite as: Alisha Pena (NMLS 1445907), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/alisha-pena-1445907, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
