---
canonical_url: https://lendb.ai/lo/alissa-penkava-720725
json_url: https://lendb.ai/lo/alissa-penkava-720725.json
nmls_id: 720725
last_verified: 2026-10-09
---

# Alissa Penkava

Sales Team Lead at Union Home Mortgage, Albert Lea, MN. NMLS ID 720725 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/720725)).

**Summary:** Alissa Penkava (NMLS 720725) is Sales Team Lead at Union Home Mortgage, based in Albert Lea, MN. Lists Iowa and Minnesota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and Real estate investor. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 12 (source: https://www.uhm.com/loan-officers/alissa-penkava/, verified 2026-10-09)
- Licensed in: Iowa (IA, lender_reported), Minnesota (MN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/alissa-penkava/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/alissa-penkava/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/alissa-penkava/

## About

Alissa has 12 years of mortgage industry experience and serves Southern Minnesota. They specialize in first-time homebuyers, investment properties, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.uhm.com/loan-officers/alissa-penkava/, verified 2026-10-09.
- service_area: Southern Minnesota. Source: https://www.uhm.com/loan-officers/alissa-penkava/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IA | state_license | 31436 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Albert Lea, MN. Source: https://www.uhm.com/loan-officers/alissa-penkava/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/720725

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/alissa-penkava/
- Office phone and Email on file: shown at https://lendb.ai/lo/alissa-penkava-720725#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/720725
- lender_site: https://www.uhm.com/loan-officers/alissa-penkava/

Cite as: Alissa Penkava (NMLS 720725), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/alissa-penkava-720725, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._