{
  "canonical_url": "https://lendb.ai/lo/amanda-willard-1974310",
  "lede": {
    "text": "Based in Tempe, Arizona, Amanda Willard (NMLS 1974310) is a mortgage loan officer at West Capital Lending, Inc., licensed in Wisconsin since 2024 and in Texas, Connecticut, Louisiana and 3 more states.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Amanda licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective December 23, 2024 (verified 2026-10-13). LenDb has 6 other states on file for Amanda.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Amanda work for?",
      "a": "West Capital Lending, Inc., company NMLS 1566096, from the Tempe, AZ office, per the lender's own site (verified 2026-10-13).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "How long has Amanda been licensed?",
      "a": "The earliest state license record LenDb holds for Amanda is from November 1, 2024 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1974310,
    "slug": "amanda-willard-1974310",
    "canonical_url": "https://lendb.ai/lo/amanda-willard-1974310",
    "md_url": "https://lendb.ai/lo/amanda-willard-1974310.md",
    "json_url": "https://lendb.ai/lo/amanda-willard-1974310.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1974310",
    "full_name": {
      "value": "Amanda Willard",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "first_name": "Amanda",
    "last_name": "Willard",
    "licensed_names": [
      {
        "name": "Amanda Willard",
        "name_with_middle_initial": "Amanda M. Willard",
        "first_name": "Amanda",
        "middle_initial": "M",
        "last_name": "Willard",
        "states": [
          "CA",
          "CT",
          "LA",
          "MD",
          "MO",
          "NV",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-28"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 0,
    "current_employment": {
      "lender_nmls_id": 1566096,
      "lender_name": "West Capital Lending, Inc.",
      "lender_slug": "west-capital-lending-inc-1566096",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": null,
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1566096,
        "lender_name": "West Capital Lending, Inc.",
        "lender_slug": "west-capital-lending-inc-1566096",
        "branch_city": "Tempe",
        "branch_state": "AZ",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-12-23",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-1974310",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "la"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://finance.mo.gov/banks-0/bank-licensee-search",
        "verified_at": "2026-10-19",
        "confidence": "confirmed",
        "regulator": "mo"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1974310",
        "status": "active",
        "issued_at": "2024-11-01",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1974310",
        "status": "inactive",
        "issued_at": "2025-11-24",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-172048",
        "status": "active",
        "issued_at": "2026-05-20",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2024-11-01",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2024,
      "state": "WI"
    },
    "federal_registration": null
  }
}