--- canonical_url: https://lendb.ai/lo/amber-dowdy-2780411 json_url: https://lendb.ai/lo/amber-dowdy-2780411.json nmls_id: 2780411 last_verified: 2026-10-09 --- # Amber Dowdy Inside Sales Loan Officer at ALCOVA Mortgage, Roanoke, VA. NMLS ID 2780411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780411)). **Summary:** Amber Dowdy (NMLS 2780411) is Inside Sales Loan Officer at ALCOVA Mortgage, based in Roanoke, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arkansas, Indiana, Kansas, Kentucky, Missouri, North Carolina, Ohio and 4 more on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2026 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Amber helps borrowers turn their homeownership goals into reality while making the loan process smooth and stress-free. She is originally from Roanoke, Virginia. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - community: Participates in local volunteer events, supports small-business initiatives, and engages in community outreach. Source: https://alcova.com/loan-officer/adowdy/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO145724 | active | confirmed | 2026-03-10 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 119655 | active | confirmed | | state_regulator | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: ALCOVA Mortgage (NMLS 40508), Roanoke, VA. Source: https://alcova.com/loan-officer/adowdy/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780411 ## Contact - linkedin_url: https://www.linkedin.com/in/amber-dowdy-9927a4255/ (source: lender_site, verified 2026-10-09) - View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/adowdy/ - Office phone and Email on file: shown at https://lendb.ai/lo/amber-dowdy-2780411#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2780411 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://alcova.com/loan-officer/adowdy/ - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Amber Dowdy (NMLS 2780411), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/amber-dowdy-2780411, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._