--- canonical_url: https://lendb.ai/lo/amber-housholder-125836 json_url: https://lendb.ai/lo/amber-housholder-125836.json nmls_id: 125836 last_verified: 2026-10-15 --- # Amber Housholder Originating Manager at Guaranteed Rate Affinity, LLC, Cranberry Township, PA. NMLS ID 125836 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/125836)). **Summary:** Amber Housholder (NMLS 125836) is Originating Manager at Guaranteed Rate Affinity, LLC, based in Cranberry Township, PA. Licensed in Florida, confirmed with the state regulator (license LO141738). Also lists Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle) and Reverse mortgage. Earliest state license record: October 3, 2025 (Florida), per state regulator. States 28 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: October 3, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 28 (source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 - **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/amber-housholder-125836 ## About Amber Housholder has been a loan officer for 28 years, based in Cranberry Township, PA. They serve the greater Pittsburgh area and have helped over 3,360 clients in Pennsylvania and Florida. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 28. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. - service_area: Greater Pittsburgh area: Butler, Allegheny, Beaver and Westmoreland counties; Downtown Pittsburgh, Shadyside, Squirrel Hill, Cranberry Township, North Hills. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. - other: over 3,360 clients helped. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. - credential: President's Club. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. - community: Supports the Greater Pittsburgh Community Food Bank. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO141738 | active | confirmed | 2025-10-03 | state_regulator | 2026-10-15 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Cranberry Township, PA. Source: https://www.grarate.com/loan-officers/amber-housholder-125836, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/125836 ## Contact - View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/amber-housholder-125836 - Office phone and Email on file: shown at https://lendb.ai/lo/amber-housholder-125836#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/125836 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.grarate.com/loan-officers/amber-housholder-125836 - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Amber Housholder (NMLS 125836), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/amber-housholder-125836, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._