---
canonical_url: https://lendb.ai/lo/amber-matt-2364431
json_url: https://lendb.ai/lo/amber-matt-2364431.json
nmls_id: 2364431
last_verified: 2026-10-16
---

# Amber Matt

Mortgage Banker at Plains Commerce Bank, Rapid City, SD. NMLS ID 2364431 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2364431)).

Amber Matt (NMLS 2364431) is a Mortgage Banker at Plains Commerce Bank in Rapid City, South Dakota.

**Summary:** Amber Matt (NMLS 2364431) is Mortgage Banker at Plains Commerce Bank, based in Rapid City, SD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: July 13, 2022 (Iowa), per state regulator. Last verified 2026-10-16.

## Quick answers

### Is Amber licensed?

Amber works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Amber work for?

Plains Commerce Bank, company NMLS 463950, from the Rapid City, SD office, per the lender's own site (verified 2026-10-16). Source: https://www.plainscommerce.com/community-banking/our-people/amber-matt.

### How long has Amber been licensed?

The earliest state license record LenDb holds for Amber is from July 13, 2022 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: July 13, 2022 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Amber K. Matt (IA, as of 2026-10-19)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://www.plainscommerce.com/community-banking/our-people/amber-matt, verified 2026-10-16.
- role: customer service roles in mortgage (past positions). Source: https://www.plainscommerce.com/community-banking/our-people/amber-matt, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 49039 | expired | confirmed | 2022-07-13 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: Plains Commerce Bank (NMLS 463950), Rapid City, SD. Source: https://www.plainscommerce.com/community-banking/our-people/amber-matt, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2364431

## Contact

- View profile at Plains Commerce Bank: https://www.plainscommerce.com/community-banking/our-people/amber-matt
- Office phone and Email on file: shown at https://lendb.ai/lo/amber-matt-2364431#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2364431
- state_regulator: https://idob.iowa.gov/
- lender_site: https://www.plainscommerce.com/community-banking/our-people/amber-matt

Cite as: Amber Matt (NMLS 2364431), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/amber-matt-2364431, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._