---
canonical_url: https://lendb.ai/lo/amelia-oraha-2039741
json_url: https://lendb.ai/lo/amelia-oraha-2039741.json
nmls_id: 2039741
last_verified: 2026-10-27
---

# Amelia Oraha

Loan officer at West Capital Lending, Inc., Scottsdale, AZ. NMLS ID 2039741 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2039741)).

Amelia Oraha, NMLS 2039741, works as a mortgage loan officer at West Capital Lending, Inc. in Scottsdale, Arizona and is licensed in Iowa since 2020 and in Florida, Texas, California and 6 more states.

**Summary:** Amelia Oraha (NMLS 2039741) is a loan officer at West Capital Lending, Inc., based in Scottsdale, AZ. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Colorado, Pennsylvania, Missouri, Arkansas, Iowa and 2 more. Earliest state license record: October 15, 2020 (Iowa), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Amelia licensed in Florida?

Yes. Florida regulator records list license LO84152 as active, first effective March 17, 2021 (verified 2026-10-15). LenDb has 9 other states on file for Amelia. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Amelia work for?

West Capital Lending, Inc., company NMLS 1566096, from the Scottsdale, AZ office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Amelia been licensed?

The earliest state license record LenDb holds for Amelia is from October 15, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: October 15, 2020 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Amelia R. Oraha (AR, CA, CO, FL, IA, MO, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO84152 | active | confirmed | 2021-03-17 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-02-04 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02442682 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100530521 | active | confirmed | 2022-02-10 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 94258 | active | confirmed |  | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 39831 | active | confirmed | 2020-10-15 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2039741 | active | confirmed | 2026-01-21 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 100680 | active | confirmed | 2020-11-09 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Scottsdale, AZ. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2039741

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2039741
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=293639&contact=519533
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Amelia Oraha (NMLS 2039741), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/amelia-oraha-2039741, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._