---
canonical_url: https://lendb.ai/lo/amy-helmen-234556
json_url: https://lendb.ai/lo/amy-helmen-234556.json
nmls_id: 234556
last_verified: 2026-10-09
---

# Amy Helmen

Senior Loan Officer at Ruoff Mortgage. NMLS ID 234556 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234556)).

**Summary:** Amy Helmen (NMLS 234556) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.75, verified 2026-10-09. Source: https://www.ruoff.com/AmyHelmen

## About

Amy is a Senior Loan Officer licensed in Indiana and Michigan who focuses on customer service through respect, honesty, and clear communication. She specializes in helping first-time homebuyers and existing homeowners navigate financing with confidence.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Indiana and Michigan. Source: https://www.ruoff.com/AmyHelmen, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/AmyHelmen, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234556

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/AmyHelmen
- Office phone on file: shown at https://lendb.ai/lo/amy-helmen-234556#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234556
- lender_site: https://www.ruoff.com/AmyHelmen

Cite as: Amy Helmen (NMLS 234556), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/amy-helmen-234556, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._