---
canonical_url: https://lendb.ai/lo/amy-james-2088909
json_url: https://lendb.ai/lo/amy-james-2088909.json
nmls_id: 2088909
last_verified: 2026-10-09
---

# Amy James

Production Manager, Loan Officer at CrossCountry Mortgage, Fort Walton Beach, FL. NMLS ID 2088909 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088909)).

**Summary:** Amy James (NMLS 2088909) is Production Manager, Loan Officer at CrossCountry Mortgage, based in Fort Walton Beach, FL. Licensed in Florida, confirmed with the state regulator (license LO88704). Also lists Alaska, Alabama, Connecticut, Delaware, Massachusetts, Montana, Nebraska, Tennessee and 2 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Renovation loan (203k / HomeStyle) and VA loan. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Connecticut (CT, lender_reported), Delaware (DE, lender_reported), Massachusetts (MA, lender_reported), Montana (MT, lender_reported), Nebraska (NE, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88704 | active | confirmed | 2021-06-02 | state_regulator | 2026-10-09 |
| AK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fort Walton Beach, FL. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088909

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/
- Email on file: shown at https://lendb.ai/lo/amy-james-2088909#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088909
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fort-walton-beach-fl-3619/amy-james/

Cite as: Amy James (NMLS 2088909), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/amy-james-2088909, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._