---
canonical_url: https://lendb.ai/lo/amy-million-1102971
json_url: https://lendb.ai/lo/amy-million-1102971.json
nmls_id: 1102971
last_verified: 2026-10-09
---

# Amy Million

VP | Branch Manager at Ruoff Mortgage. NMLS ID 1102971 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1102971)).

**Summary:** Amy Million (NMLS 1102971) is VP | Branch Manager at Ruoff Mortgage. Lists Indiana and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Earliest state license record: March 17, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 17, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.ruoff.com/AmyMillion

## About

Amy has over 10 years of mortgage lending experience and is passionate about making homeownership accessible and stress-free. As a wife and mother of two, she offers personalized guidance on conventional, FHA, USDA, and VA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://www.ruoff.com/AmyMillion, verified 2026-10-09.
- service_area: Indiana and Michigan. Source: https://www.ruoff.com/AmyMillion, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO84084 | expired | confirmed | 2021-03-17 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/AmyMillion, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1102971

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/AmyMillion

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1102971
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.ruoff.com/AmyMillion

Cite as: Amy Million (NMLS 1102971), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/amy-million-1102971, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._