---
canonical_url: https://lendb.ai/lo/amy-prater-408913
json_url: https://lendb.ai/lo/amy-prater-408913.json
nmls_id: 408913
last_verified: 2026-10-16
---

# Amy Prater

Sr. Mortgage Banker at NBH Bank, Overland Park, KS. NMLS ID 408913 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/408913)).

Amy Prater (NMLS 408913) is a Sr. Mortgage Banker at NBH Bank in Overland Park, Kansas.

**Summary:** Amy Prater (NMLS 408913) is Sr. Mortgage Banker at NBH Bank, based in Overland Park, KS. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Amy licensed?

Amy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Amy work for?

NBH Bank, company NMLS 465954, from the Overland Park, KS office, per the lender's own site (verified 2026-10-16). Source: https://www.bankmw.com/banker/amy-prater/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 2000. Source: https://www.bankmw.com/banker/amy-prater/, verified 2026-10-16.
- other: Taught a First-Time Home Buyer class for FHA for five years. Source: https://www.bankmw.com/banker/amy-prater/, verified 2026-10-16.
- other: With Bank Midwest for over 10 years. Source: https://www.bankmw.com/banker/amy-prater/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: NBH Bank (NMLS 465954), Overland Park, KS. Source: https://www.bankmw.com/banker/amy-prater/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/408913

## Contact

- View profile at NBH Bank: https://www.bankmw.com/banker/amy-prater/
- Office phone and Email on file: shown at https://lendb.ai/lo/amy-prater-408913#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/408913
- lender_site: https://www.bankmw.com/banker/amy-prater/

Cite as: Amy Prater (NMLS 408913), NBH Bank. LenDb.ai, https://lendb.ai/lo/amy-prater-408913, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._