---
canonical_url: https://lendb.ai/lo/amy-sandoval-215445
json_url: https://lendb.ai/lo/amy-sandoval-215445.json
nmls_id: 215445
last_verified: 2026-10-09
---

# Amy Sandoval

Loan Officer at Xpert Home Lending. NMLS ID 215445 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215445)).

**Summary:** Amy Sandoval (NMLS 215445) is Loan Officer at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100535459). Also lists New Mexico on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Reverse mortgage, USDA loan and VA loan. Licensed since 2022 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), New Mexico (NM, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.50, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/amy-sandoval
- **Jumbo loan** (`jumbo`): lender page, confidence 0.50, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/amy-sandoval
- **Reverse mortgage** (`reverse`): lender page, confidence 0.50, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/amy-sandoval
- **USDA loan** (`usda`): lender page, confidence 0.50, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/amy-sandoval
- **VA loan** (`va`): lender page, confidence 0.50, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/amy-sandoval

## About

Amy Sandoval is a dedicated mortgage professional committed to helping clients navigate home financing with personalized service and clear communication. She works with borrowers to find the right loan solution for their unique needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Colorado and New Mexico. Source: https://xperthomelending.com/loan-directory/amy-sandoval, verified 2026-10-09.
- credential: Thousands of successful closings backed by 5-star client reviews. Source: https://xperthomelending.com/loan-directory/amy-sandoval, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100535459 | active | confirmed | 2022-12-08 | state_regulator | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/amy-sandoval, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215445

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/amy-sandoval
- Office phone and Email on file: shown at https://lendb.ai/lo/amy-sandoval-215445#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/215445
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=306565&contact=534210
- lender_site: https://xperthomelending.com/loan-directory/amy-sandoval

Cite as: Amy Sandoval (NMLS 215445), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/amy-sandoval-215445, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._