---
canonical_url: https://lendb.ai/lo/amy-valdivia-250717
json_url: https://lendb.ai/lo/amy-valdivia-250717.json
nmls_id: 250717
last_verified: 2026-10-13
---

# Amy Valdivia

Loan officer at Planet Home Lending. NMLS ID 250717 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250717)).

**Summary:** Amy Valdivia (NMLS 250717) is a loan officer at Planet Home Lending. Licensed in Texas, confirmed with the state regulator. Planet Home Lending also offers Bank statement loan, Construction loan, Down payment assistance, FHA loan and First-time buyer and 10 more (a lender program, not confirmed as their own focus). Earliest state license record: January 5, 2023 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: January 5, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Planet Home Lending's programs, not confirmed as this person's focus)

- **Bank statement loan** (`bank-statement`): verified 2026-10-08. Source: https://planethomelending.com
- **Construction loan** (`construction`): verified 2026-10-08. Source: https://planethomelending.com
- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-08. Source: https://planethomelending.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://planethomelending.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-08. Source: https://planethomelending.com
- **Foreign national** (`foreign-national`): verified 2026-10-08. Source: https://planethomelending.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://planethomelending.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://planethomelending.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://planethomelending.com
- **Low credit score** (`low-credit`): verified 2026-10-08. Source: https://planethomelending.com
- **Manufactured home** (`manufactured`): verified 2026-10-08. Source: https://planethomelending.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://planethomelending.com
- **Self-employed** (`self-employed`): verified 2026-10-08. Source: https://planethomelending.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://planethomelending.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://planethomelending.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2023-01-05 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Planet Home Lending (NMLS 17022). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250717

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250717
- state_regulator: https://www.sml.texas.gov/
- manual (lender programs): https://planethomelending.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Amy Valdivia (NMLS 250717), Planet Home Lending. LenDb.ai, https://lendb.ai/lo/amy-valdivia-250717, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._