--- canonical_url: https://lendb.ai/lo/anais-palmer-2040848 json_url: https://lendb.ai/lo/anais-palmer-2040848.json nmls_id: 2040848 last_verified: 2026-10-24 --- # Anais Palmer Loan Officer at Lifetime Home Loans, LLC. NMLS ID 2040848 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040848)). Anais Palmer (NMLS 2040848) is a Loan Officer at Lifetime Home Loans, LLC, licensed in California since 2025 and in Florida. Anais's focus, from their own profile, includes first-time buyer and VA loan. **Summary:** Anais Palmer (NMLS 2040848) is Loan Officer at Lifetime Home Loans, LLC. Licensed in 2 states confirmed with state regulators: Florida and California. Also lists Arizona, Idaho and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Earliest state license record: November 24, 2025 (California), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Anais licensed in Florida? Yes. Florida regulator records list license LO146522 as active, first effective April 3, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Anais. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### Does Anais list first-time buyer as a focus? Anais's profile lists first-time buyer as a focus (from their lender profile page). It also lists VA loan. Source: https://lifetimehomeloans.com/project/anais-palmer/. ### What lender does Anais work for? Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/anais-palmer/. ### How long has Anais been licensed? The earliest state license record LenDb holds for Anais is from November 24, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: November 24, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Anais G. Palmer (CA, FL, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Idaho (ID, lender_reported), Utah (UT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/anais-palmer/ - **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/anais-palmer/ ## About Anais Palmer is a mortgage broker and licensed loan officer serving Arizona, California, Idaho, Florida and Utah. They have helped clients buy and refinance homes since 2020. They say they especially enjoy working with first-time homebuyers, single moms and veterans. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - role: mortgage broker. Source: https://lifetimehomeloans.com/project/anais-palmer/, verified 2026-10-15. - years_experience: since 2020. Source: https://lifetimehomeloans.com/project/anais-palmer/, verified 2026-10-15. - service_area: Arizona, California, Idaho, Florida, and Utah. Source: https://lifetimehomeloans.com/project/anais-palmer/, verified 2026-10-15. - education: Arizona State University alum. Source: https://lifetimehomeloans.com/project/anais-palmer/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO146522 | active | confirmed | 2026-04-03 | state_regulator | 2026-10-15 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2040848 | active | confirmed | 2025-11-24 | state_regulator | 2026-10-24 | | ID | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | UT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/anais-palmer/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040848 ## Contact - View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/anais-palmer/ - Office phone and Email on file: shown at https://lendb.ai/lo/anais-palmer-2040848#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040848 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://lifetimehomeloans.com/project/anais-palmer/ - state_regulator: https://dfpi.ca.gov/ Cite as: Anais Palmer (NMLS 2040848), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/anais-palmer-2040848, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._