---
canonical_url: https://lendb.ai/lo/anand-prasad-404095
json_url: https://lendb.ai/lo/anand-prasad-404095.json
nmls_id: 404095
last_verified: 2026-10-09
---

# Anand Prasad

Mortgage Loan Originator at U.S. Bank, Melville, NY. NMLS ID 404095 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404095)).

**Summary:** Anand Prasad (NMLS 404095) is Mortgage Loan Originator at U.S. Bank, based in Melville, NY. Lists New York on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: New York (NY, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://mortgage.usbank.com/ny/melville/anand-prasad-404095

## Facts from the lender page and intro

- credential: Certified construction mortgage loan officer. Source: https://mortgage.usbank.com/ny/melville/anand-prasad-404095, verified 2026-10-09.
- credential: Private wealth mortgage banker. Source: https://mortgage.usbank.com/ny/melville/anand-prasad-404095, verified 2026-10-09.
- service_area: Garden City Park, New York. Source: https://mortgage.usbank.com/ny/melville/anand-prasad-404095, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO86733 | expired | confirmed | 2021-04-29 | state_regulator | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Melville, NY. Source: https://mortgage.usbank.com/ny/melville/anand-prasad-404095, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404095

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ny/melville/anand-prasad-404095
- Office phone and Email on file: shown at https://lendb.ai/lo/anand-prasad-404095#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404095
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://mortgage.usbank.com/ny/melville/anand-prasad-404095

Cite as: Anand Prasad (NMLS 404095), U.S. Bank. LenDb.ai, https://lendb.ai/lo/anand-prasad-404095, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._