---
canonical_url: https://lendb.ai/lo/andrea-demopulos-coats-1201090
json_url: https://lendb.ai/lo/andrea-demopulos-coats-1201090.json
nmls_id: 1201090
last_verified: 2026-10-15
---

# Andrea Demopulos-Coats

Consultant Vice President at Guaranteed Rate Affinity, LLC, Houston, TX. NMLS ID 1201090 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1201090)).

**Summary:** Andrea Demopulos-Coats (NMLS 1201090) is Consultant Vice President at Guaranteed Rate Affinity, LLC, based in Houston, TX. Licensed in 2 states confirmed with state regulators: Florida and Texas. Focus areas shown on the lender page: Down payment assistance, FHA loan, USDA loan, VA loan and First-time buyer. Earliest state license record: March 10, 2016 (Texas), per state regulator. States 22 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 10, 2016 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090

## About

Andrea has 22 years in the industry, starting as a loan processor and licensed Realtor before returning to lending, and specializes in first-time buyers and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15.
- role: former loan processor for a family mortgage brokerage. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15.
- credential: licensed Realtor. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15.
- community: board member of Keep Angleton Beautiful. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO97524 | active | confirmed | 2021-11-15 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2016-03-10 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Houston, TX. Source: https://www.grarate.com/loan-officers/andrea-demopulos-1201090, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1201090

## Contact

- linkedin_url: https://www.linkedin.com/in/andrea-demopulos-coats-847071a5/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- Office phone and Email on file: shown at https://lendb.ai/lo/andrea-demopulos-coats-1201090#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1201090
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.grarate.com/loan-officers/andrea-demopulos-1201090
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Andrea Demopulos-Coats (NMLS 1201090), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/andrea-demopulos-coats-1201090, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._