---
canonical_url: https://lendb.ai/lo/andrea-elliott-493959
json_url: https://lendb.ai/lo/andrea-elliott-493959.json
nmls_id: 493959
last_verified: 2026-10-16
---

# Andrea Elliott

VP of Lending at The Vinton County National Bank. NMLS ID 493959 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493959)).

Andrea Elliott (NMLS 493959) is a VP of Lending at The Vinton County National Bank.

**Summary:** Andrea Elliott (NMLS 493959) is VP of Lending at The Vinton County National Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Andrea licensed?

Andrea works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Andrea work for?

The Vinton County National Bank, company NMLS 483350, per the lender's own site (verified 2026-10-16). Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Andrea Elliott has been with VCNB for nearly thirty years. They enjoy volunteer work in the community and spending time with their family.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- other: part of the VCNB Financial Family for nearly thirty years. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott, verified 2026-10-16.
- community: volunteer work in the community. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Vinton County National Bank (NMLS 483350). Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493959

## Contact

- View profile at The Vinton County National Bank: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott
- Office phone on file: shown at https://lendb.ai/lo/andrea-elliott-493959#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493959
- lender_site: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Andrea-Elliott

Cite as: Andrea Elliott (NMLS 493959), The Vinton County National Bank. LenDb.ai, https://lendb.ai/lo/andrea-elliott-493959, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._