---
canonical_url: https://lendb.ai/lo/andrea-merlesena-1213274
json_url: https://lendb.ai/lo/andrea-merlesena-1213274.json
nmls_id: 1213274
last_verified: 2026-10-16
---

# Andrea Merlesena

Senior Mortgage Representative at United Nations Federal Credit Union, New York, NY. NMLS ID 1213274 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213274)).

Based in New York, New York, Andrea Merlesena (NMLS 1213274) is a Senior Mortgage Representative at United Nations Federal Credit Union.

**Summary:** Andrea Merlesena (NMLS 1213274) is Senior Mortgage Representative at United Nations Federal Credit Union, based in New York, NY. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Andrea licensed?

Andrea works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Andrea work for?

United Nations Federal Credit Union, company NMLS 456916, from the New York, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- education: Bachelor of Science in Accounting, Westfield State University (Massachusetts). Source: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/, verified 2026-10-16.
- other: Prior mortgage financing work at Santander Bank. Source: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: United Nations Federal Credit Union (NMLS 456916), New York, NY. Source: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213274

## Contact

- View profile at United Nations Federal Credit Union: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/
- Office phone and Email on file: shown at https://lendb.ai/lo/andrea-merlesena-1213274#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1213274
- lender_site: https://www.unfcu.org/us-home-ownership/find-representative/andrea-merlesena/

Cite as: Andrea Merlesena (NMLS 1213274), United Nations Federal Credit Union. LenDb.ai, https://lendb.ai/lo/andrea-merlesena-1213274, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._