---
canonical_url: https://lendb.ai/lo/andrea-ransom-2084016
json_url: https://lendb.ai/lo/andrea-ransom-2084016.json
nmls_id: 2084016
last_verified: 2026-10-09
---

# Andrea Ransom

Loan Officer at Xpert Home Lending. NMLS ID 2084016 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084016)).

**Summary:** Andrea Ransom (NMLS 2084016) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California and Texas on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), California (CA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Andrea brings 28 years of mortgage career experience across loan processing and advising. She serves clients across CA, CO, FL, and TX with a client-first approach to home financing strategy.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://xperthomelending.com/loan-directory/andrea-ransom, verified 2026-10-09.
- education: Master's degree in counseling. Source: https://xperthomelending.com/loan-directory/andrea-ransom, verified 2026-10-09.
- credential: Author of Community: 101 Ways to Be of Service and Create Community. Source: https://xperthomelending.com/loan-directory/andrea-ransom, verified 2026-10-09.
- role: Background in loan processing and mortgage advising. Source: https://xperthomelending.com/loan-directory/andrea-ransom, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109761 | active | confirmed | 2022-06-22 | state_regulator | 2026-10-09 |
| CO | state_license | 100522441 | active | confirmed | 2021-03-17 | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/andrea-ransom, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084016

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/andrea-ransom
- Office phone on file: shown at https://lendb.ai/lo/andrea-ransom-2084016#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084016
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=265957&contact=486539
- lender_site: https://xperthomelending.com/loan-directory/andrea-ransom

Cite as: Andrea Ransom (NMLS 2084016), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/andrea-ransom-2084016, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._