---
canonical_url: https://lendb.ai/lo/andrea-roth-401623
json_url: https://lendb.ai/lo/andrea-roth-401623.json
nmls_id: 401623
last_verified: 2026-10-09
---

# Andrea Roth

Senior Loan Officer at CrossCountry Mortgage, Williamsville, NY. NMLS ID 401623 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/401623)).

**Summary:** Andrea Roth (NMLS 401623) is Senior Loan Officer at CrossCountry Mortgage, based in Williamsville, NY. Lists New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction, Real estate investor, FHA loan and First-time buyer. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/

## About

Andrea has worked in the mortgage industry since 2001 and specializes in new construction financing, first-time homebuyers, and investor loans. Born and raised in Buffalo, she brings 25+ years of experience and background in real estate appraisal and sales.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/, verified 2026-10-09.
- education: Business degree from University at Buffalo. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/, verified 2026-10-09.
- service_area: Buffalo, NY. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136446 | expired | confirmed | 2025-03-21 | state_regulator | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Williamsville, NY. Source: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/401623

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/
- Email on file: shown at https://lendb.ai/lo/andrea-roth-401623#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/401623
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/williamsville-ny-5645/andrea-roth/

Cite as: Andrea Roth (NMLS 401623), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/andrea-roth-401623, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._