---
canonical_url: https://lendb.ai/lo/andrea-trout-183903
json_url: https://lendb.ai/lo/andrea-trout-183903.json
nmls_id: 183903
last_verified: 2026-10-09
---

# Andrea Trout

Senior Loan Officer at Guild Mortgage, Columbia, MD. NMLS ID 183903 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183903)).

**Summary:** Andrea Trout (NMLS 183903) is Senior Loan Officer at Guild Mortgage, based in Columbia, MD. Licensed in 5 states: Florida, District of Columbia, Maryland, Pennsylvania and Virginia. Focus areas shown on the lender page: FHA loan, First-time buyer, USDA loan and VA loan. 4 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 4
- Licensed in: Florida (FL), District of Columbia (DC), Maryland (MD), Pennsylvania (PA), Virginia (VA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html

## About

Andrea has been in the mortgage industry since 2003, specializing in first-time buyer programs, VA, FHA, and USDA loans. Growing up in a military family and married to a police officer, she is committed to serving armed forces members and first responders.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Howard County, Anne Arundel County, Carroll County, MD. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO104741 | active | 2022-03-24 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | 61680 | active |  | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Columbia, MD. Source: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html
- Email on file: shown at https://lendb.ai/lo/andrea-trout-183903#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183903
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Andrea Trout (NMLS 183903), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/andrea-trout-183903, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._