---
canonical_url: https://lendb.ai/lo/andrea-zinno-1269876
json_url: https://lendb.ai/lo/andrea-zinno-1269876.json
nmls_id: 1269876
last_verified: 2026-10-15
---

# Andrea Zinno

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Ft. Lauderdale, FL. NMLS ID 1269876 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269876)).

**Summary:** Andrea Zinno (NMLS 1269876) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Ft. Lauderdale, FL. Licensed in Florida, confirmed with the state regulator (license LO31877). Speaks Spanish. Earliest state license record: September 30, 2015 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 30, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO31877 | active | confirmed | 2015-09-30 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Ft. Lauderdale, FL. Source: https://www.grarate.com/loan-officers/andrea-zinno-1269876, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269876

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/andrea-zinno-1269876
- Office phone and Email on file: shown at https://lendb.ai/lo/andrea-zinno-1269876#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269876
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/andrea-zinno-1269876
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Andrea Zinno (NMLS 1269876), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/andrea-zinno-1269876, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._